Rising Insurance Costs Strain US Employers and Households
US companies ‘upset, shocked, freaked out’ over 10% spike in health insurance costs — the highest in 15 years
September 10, 2025
US employers are facing the largest increase in health insurance costs in 15 years, with premiums expected to rise nearly 10% in 2026. The surge is driven by higher hospital expenses, rising drug prices, and an increase in chronic health conditions among working-age employees. Many companies are concerned about the financial strain on their budgets and the potential impact on employee benefits offerings. This spike highlights broader challenges in controlling healthcare costs and maintaining affordable coverage.
Insurance Should Protect Your Finances. People Say It’s Crushing Their Budgets Instead
September 10, 2025
Many Americans report that rising insurance costs are putting significant pressure on household budgets. Premiums for health, auto, and home insurance are increasing faster than wage growth, making coverage more expensive for ordinary consumers. This trend is causing financial stress and prompting households to reassess their insurance choices. The coverage gap underscores the need for more affordable insurance solutions and better risk management strategies.
