Digital Innovations and Policy Developments in Health Insurance
Government to discuss compulsory social health insurance reform and measures to reduce shadow economy
7 Oct 2025
On October 7, 2025, the Government of Kazakhstan held a meeting to discuss reforms to compulsory social health insurance and measures to curb the shadow economy. Starting January 1, 2026, the health insurance reform will expand access to planned medical services for around 1 million citizens, transfer cancer screenings to free statutory care, and introduce new contribution limits for high-income employees and employers. State contribution rates will gradually rise from 2.2% in 2027 to 4.7% by 2037, while insured status will be maintained for six months for those with five consecutive years of contributions. The government will also update data reporting to include migrant workers from EAEU countries, ensuring system sustainability until 2043. Digital reforms since 2021 have already reduced corruption and administrative barriers, bringing over 28 billion tenge out of the shadow economy and saving 13 billion in budget funds.
Allianz Morocco launches 24/7 digital health insurance platform
6 Oct 2025
Allianz Morocco has launched a 24/7 digital health insurance platform, aiming to provide faster and more efficient services. Simple outpatient claims are processed and settled within 72 hours, while hospital care approvals are completed in just one hour. The platform reflects Allianz Morocco’s strategy to innovate and meet the evolving demands of the local insurance market.
Asia Insurance adopts CoverGo’s digital health platform
6 Oct 2025
Asia Insurance has launched CoverGo’s next-generation digital health insurance platform, creating a fully digital experience for customers, partners, and internal teams. The platform enables online quoting, policy management, and claims submission, while improving operational efficiency and scalability through automation. It also allows rapid deployment of tailored health products and seamless data integration for distribution partners. CEO Winnie Wong emphasized that the initiative enhances agility, responsiveness, and customer engagement, positioning Asia Insurance as a digital pioneer in the region. CoverGo CEO Tomas Holub added that the collaboration streamlines operations and delivers a seamless end-to-end user experience.
Prices through marketplace health insurance could double as government shutdown dispute digs in
6 Oct 2025
Aubrey Hix, an independent contractor in Colorado, faces a potential doubling of her health insurance premiums from $450 to $900 per month due to the possible expiration of enhanced ACA tax credits. Even those not receiving subsidies, like Hix, may see costs rise as healthier participants drop coverage, shrinking the insurance pool and increasing premiums for everyone. State officials warn this could affect thousands of Coloradans, with open enrollment starting November 1. Congress has yet to renew the credits, sparking political disputes between Democrats and Republicans, despite strong public support for extending them. Hix hopes lawmakers act, emphasizing that affordable health care has been essential for her entrepreneurial work.
