Global Motor Insurance and Mobility Trends: Costs, Risks, and Shifts

Car insurance in Italy: trends, regional differences, and helpful tips

10 Sep 2024

In Italy, car insurance (RC Auto) is mandatory and its cost is influenced by factors such as vehicle age, type of fuel, driver age, profession, and region. Premiums decreased between 2014 and 2021 but have risen since 2022, with significant regional disparities—for example, Naples averages €601 while Enna is €295. Newer vehicles, hybrids, and electric cars benefit from lower rates, while older cars and young drivers face higher premiums. Tools like the Legge Bersani, RC Familiare, and black box installation can reduce costs, sometimes by up to 30%. Comparison platforms like http://Facile.it help drivers navigate these variables to find the best coverage at the most competitive price.

Latest Pothole Index Data From the RAC: More Damage, More Call-Outs

9 Sep 2024

Pothole-related breakdowns in the UK hit an unseasonable high in Q2 2025, with RAC patrols attending 6,575 incidents — up 9% from the same period last year. Broken suspension springs led the list of issues, rising 23% to nearly 4,800 cases, while total pothole call-outs over the past year reached almost 25,000. The RAC attributed the surge to a colder winter that worsened road conditions, with pothole-related call-outs now at their highest proportion in seven years. Despite record funding for roads, the RAC urged councils to prioritise preventative maintenance like surface dressing over temporary fixes to reduce long-term damage and costs for drivers.

Spain: While aid is aimed only at new cars, people choose used cars

9 Sep 2024

Spain faces an aging vehicle fleet, with an average age of nearly 15 years, leading to higher pollution, lower safety, and slower transition to efficient mobility compared to other European countries. Access to new or electric vehicles remains limited for many, making refurbished cars a practical, affordable, and cleaner alternative. These vehicles, often under five years old, are rigorously inspected, certified, and up to 30% cheaper than new models, yet they remain largely excluded from major incentive programs. Supporting refurbished cars could accelerate fleet renewal, reduce emissions, and improve road safety while ensuring mobility remains accessible for middle- and low-income households. Policymakers are urged to prioritize realistic solutions that reflect the needs of everyday drivers.

Germany: ADAC car insurance survey: Electric cars impress when driving

8 Sep 2024

A recent ADAC Auto Insurance survey found that 81% of drivers with electric vehicle (EV) experience are satisfied with their experience, citing a wider vehicle selection and improved batteries. However, this satisfaction does not guarantee brand loyalty: only 31% of non-EV drivers would stick with their current car brand, while 58% would remain with their existing insurer. Most respondents (72%) consider battery insurance essential due to the high replacement cost, sometimes exceeding €20,000. Test drives are crucial for purchase decisions, with 86% unwilling to buy an EV without one and 78% wanting charging included. The survey included 1,071 German drivers involved in insurance decisions.

Türkiye’s insurance market grows 51 percent in first half

8 Sep 2024

Türkiye’s insurance sector grew strongly in the first half of 2025, generating 576.7 billion liras ($13.95 billion) in premiums — up 51% from a year earlier, according to the Insurance Association of Türkiye. Non-life products such as motor, health, and fire made up the bulk at 498 billion liras, while life insurance premiums jumped 81% to 78 billion liras. Total assets climbed 56% to 2.9 trillion liras, with equity rising 58% and balance sheet profits nearly 60%. Core insurance operations delivered 81.9 billion liras in technical profits, up 72%. However, motor third-party liability insurance remained a weak spot, with traffic insurance losses more than doubling to 23.9 billion liras.

UK: Motor insurance premiums tracking downwards

9 Sep 2024

Motor insurance premiums have fallen 10.5% over the past year, according to Consumer Intelligence, though they remain nearly double the levels seen in 2013. Since then, costs have risen most sharply for drivers over 50 (122%) and those aged 25–49 (117%), compared with a 36% rise for under-25s. In the last year, premiums dropped 14% for over-50s, 10.5% for ages 25–49, and 2.3% for under-25s, though younger drivers saw a 2.3% rise in the latest quarter. Consumer Intelligence attributed this to declining competition among telematics insurers, with fewer providers targeting the youngest drivers.