Innovations and Insights in Travel Insurance

Chubb Launches Travel Pro, a New Digital Protection for Travel Disruptions

8 Oct 2025

Chubb has launched Travel Pro, a digital-first parametric travel insurance suite that integrates directly into booking platforms, offering automatic payouts for flight delays, baggage issues, weather disruptions, and medical emergencies. The solution streamlines claims without forms or calls, providing quick reimbursements via airline miles, virtual cards, or e-vouchers. Travel Pro is powered by Chubb Studio® and can be embedded through airlines, online travel agencies, and financial institutions. The product aims to give travelers confidence and financial relief against common disruptions during their trips.

Travel Guard Launches ‘Worlds Unluckiest Traveler’ of 2025 Promotion

7 Oct 2025

Travel Guard has launched its 2025 “World’s Unluckiest Traveler” contest, seeking submissions of travelers’ worst mishaps from the U.S. and Canada. Running from October 7 to November 12, participants can submit a photo or video with their story, and the public votes daily from November 13 for three weeks. The entry with the most votes wins $10,000, with additional prizes for second through fourth place, while one voter will be randomly awarded a GoPro kit. The contest celebrates travelers’ resilience while highlighting the benefits of having travel insurance.

EU’s new Entry/Exit System launches this week. What to know about visas, insurance and delays

6 Oct 2025

As the EU’s Entry-Exit System (EES) launches on 12 October, common myths about its impact on travellers are being clarified. Non-EU visitors, including Brits, will not need to show medical insurance or apply for a new visa for short stays; EES simply records entry and exit data digitally to replace passport stamps. The system applies only to non-EU travellers and does not affect EU citizens, long-term residents, or those with special exemptions. No extra border fees are required, and personal data collected is limited to biometric and travel information, strictly regulated under EU privacy rules. Ultimately, EES aims to streamline border control, reduce overstays, and improve efficiency, not to punish specific countries.

Most Expensive Travel Insurance Claims: Real Stories, Huge Bills

3 Oct 2025

Travel insurance today goes far beyond covering lost luggage or minor delays, serving as a financial safeguard against multi-million-dollar emergencies. Recent cases highlight extreme costs from ICU stays, medical evacuations, and high-priced treatments in destinations like Europe and Southeast Asia. Claims can be denied or reduced due to undeclared pre-existing conditions, risky activities, or insufficient coverage, leaving travelers exposed. High-cost scenarios—including air ambulance repatriations and extended hospital stays—show why robust policies with adequate limits are essential. For modern travelers, especially those seeking adventure or visiting remote areas, comprehensive insurance is critical to avoid financial disaster.