Innovations and Insights in Travel Insurance: New Products, Industry Evolution, and Shutdown Guidance


Chubb has launched Travel Pro, a new digital travel insurance product designed to be embedded into booking platforms like airlines and travel agencies. Unveiled at the World Aviation Festival, it offers real-time coverage for weather-related disruptions, lost luggage, and medical claims. The product includes flexible delay thresholds and various payout options such as e-vouchers, airline miles, or direct debit. Powered by Chubb Studio, it aims to give travelers more confidence and support during unexpected disruptions.
The Association of Travel Insurance Intermediaries (ATII) has rebranded as the UK Travel Insurance Association (UKTIA) to better reflect its expanded membership and role in the wider travel insurance industry. Founded in 1989, the association now includes insurers, claims handlers, and assistance providers, not just intermediaries. The rebrand will be officially launched on 16 October, alongside a new website: The UK Travel Insurance Association | UKTIA . UKTIA aims to promote fair, transparent, and supportive travel insurance for all UK travellers.
As the U.S. government shutdown disrupts air travel, Squaremouth, a travel insurance comparison platform, has answered key questions about what travelers can and can’t expect from their insurance coverage. Most policies do not cover missed flights due to long TSA lines, as these are considered avoidable delays. However, Trip Cancellation and Travel Delay benefits may apply if flights are canceled or delayed due to airline or air traffic control staffing shortages. Travelers who lose their government jobs as a result of the shutdown may be covered if their policy includes Employment Layoff and was purchased before the shutdown. To cancel a trip simply because of the shutdown, Cancel For Any Reason coverage is required. Squaremouth recommends reading policies carefully to understand exact protections.