Motor Safety & Claims

In 2024, over 68,000 fines were issued in Italy for not wearing a helmet—an alarming 66% increase compared to 2022. The law imposes penalties of up to €332 and may include a 60-day vehicle impound. Experts attribute the rise to underestimating the risks and not fearing the fines, especially among younger riders. Helmets are essential for preventing serious head injuries, and riding without insurance also carries steep fines of up to €3,464.
As of July 1, 2025, Italy has introduced the digital version of the “Cai” accident report form, allowing drivers to file claims online via insurance apps or websites. While the paper form remains valid until April 2026, the digital version offers guided input, photo uploads, and digital signatures via SPID or electronic ID. This change aims to speed up claims, reduce errors and fraud, and make the process more efficient and eco-friendly. However, challenges remain for those less tech-savvy or without internet access, and not all types of accidents are eligible for digital reporting.