Rising Costs and Evolving Coverage: Key Health Insurance Developments
Armenia should include NIPT in its state health insurance system
18 Nov 2025
Armenia should modernize its prenatal care by including Non-Invasive Prenatal Testing (NIPT) in the state health insurance system. NIPT is a safe, highly accurate test that can detect chromosomal conditions like Down syndrome without the risks associated with invasive procedures such as amniocentesis, which is often misused and can cause emotional and financial strain. Providing NIPT universally would ensure equitable access for all women, improve early diagnosis, reduce unnecessary invasive tests, and help families make informed decisions. Local initiatives and medical training programs are already promoting responsible use of NIPT, aligning Armenia with global best practices. Supporting NIPT is both a healthcare and social imperative, ensuring healthier outcomes for children and families.
Employers turn to prevention as medical inflation squeezes health insurance costs – Howden
18 Nov 2025
Global employers are increasingly investing in preventative healthcare as medical inflation, projected at 7% in 2026, continues to outpace broader economic growth. Howden’s study shows 67% of employers now prioritize wellbeing and early-intervention programs to control rising claims and long-term benefit costs. Despite strong employer confidence in private health plans, only 25% of employees fully trust the support provided, prompting insurers to focus on measurable outcomes and cost control. Regional cost pressures vary widely, influencing pricing strategies and localised plan development. Insurers that deliver prevention-focused, results-driven solutions are likely to gain a competitive edge in the evolving group health market.
Health insurance premiums in Australia are set to rise about 4% in 2026
17 Nov 2025
Health insurance premiums in Australia are expected to rise around 4% in 2026, adding roughly $82–$94 per year for singles and $124–$140 for families on combined hospital and extras policies. This increase aligns with projected health inflation and marks a return to stronger premium adjustments after years of lower rises. Average annual premiums currently stand at $2,122 for singles and $3,190 for families. The government will set the industry-wide average increase before April 1, though individual insurers may adjust premiums differently. Rising costs may lead some Australians to downgrade or cancel their coverage due to affordability pressures.
The Take: Will millions of Americans lose their health insurance?
17 Nov 2025
The U.S. healthcare system faces a crisis as federal funding cuts and the potential expiration of government subsidies could leave millions unable to afford insurance next year. Rising costs and systemic complexity make coverage increasingly unaffordable, even in the world’s richest country. Lawmakers and healthcare advocates are warning about the looming impact on families and workers. The situation highlights ongoing debates over policy, funding, and the future of accessible healthcare in America.
