Travel Insurance Trends and Risks: Coverage, Regulations, and Traveler Behavior
EU’s Entry/Exit System Delays Are Causing Missed Flights — Can Travel Insurance Help?
15 Dec 2025
The EU’s new Entry/Exit System (EES), gradually introduced since October 2025, has led to long border processing times at some airports, causing a small number of passengers to miss connecting flights. Non-EU travelers entering the Schengen Area must register biometric data, and unfamiliar procedures have contributed to delays. Airlines are required to assist passengers only if they hold a single through ticket, while those on self-transfer bookings must rebook themselves. Travel insurance is unlikely to cover EES-related delays, as insurers generally view them as foreseeable and excluded events. Travelers are advised to allow longer layovers, check insurance terms in advance, and consider flexible ticket options.
Jenius Partners with Zurich on In-App Travel Insurance Offering
15 Dec 2025
Jenius has teamed up with Zurich to provide travel insurance products directly through its mobile app, enabling fully digital purchase without agents or extensive paperwork. The partnership offers Zurich Travel Guard, which includes medical, emergency, and trip disruption coverage, and Zurich Visa Protection, which reimburses international visa application fees. Both products are powered by the Zurich Edge Platform and integrated via API to automate pricing and policy issuance. Customers can buy coverage for themselves or others directly in the app, from the visa application stage through the entire trip. The initiative targets digitally savvy travellers seeking seamless, end-to-end insurance within one platform.
The “Lapland” Holiday Photo That Could Void Your Travel Insurance
14 Dec 2025
Travel experts warn that feeding wild animals during holidays, such as reindeer in Lapland or monkeys in other tourist hotspots, can invalidate travel insurance coverage. Insurers often exclude medical claims resulting from risky or reckless behavior, including close interaction with wildlife that leads to bites or scratches. As wildlife tourism grows, human–animal conflicts are increasing, making such encounters more dangerous. Experts advise travelers to follow local guidelines, keep a safe distance from animals, and avoid feeding them. Responsible behavior helps protect both personal safety and insurance coverage while enjoying wildlife experiences.
