Travel Insurance Updates and Emerging Risks


Britons visiting Europe’s Christmas markets this winter face an unexpected risk: drinking too much mulled wine or beer could void their travel insurance. Many policies consider claims invalid if a traveller’s blood alcohol level exceeds about 0.19%—roughly four pints of beer, four glasses of wine, or three large mugs of mulled wine. Experts warn that accidents caused while over this limit may leave travellers without coverage for medical costs. With millions attending festive markets in cities like Berlin, Vienna, and Prague, staying aware of alcohol intake is essential. Insurers advise moderation and careful reading of policy terms to avoid unpleasant surprises.
Georgia will require all Turkish nationals to show valid travel and health insurance at the border starting 1 January 2026, even for short or same-day visits. Travellers who arrive without the required documents will be refused entry, marking a significant shift from the previous ID-only system. Officials say the rule aims to ensure that all visitors are properly insured amid rising numbers of Turkish tourists. The change is expected to influence travel patterns, potentially reducing short trips from Turkey due to added costs and paperwork. With no exemptions announced and implementation details still unclear, Turkish travellers will need to secure insurance before heading to Georgia.
A new Blue Cross study shows that 86% of Canadians now have travel insurance, with most purchasing it directly and others obtaining coverage through employers or credit cards. Rising travel costs and global instability are pushing travellers—especially Gen Z and Millennials—to treat insurance as an essential safeguard. Canadians are highly aware of the financial risk of medical emergencies abroad, with many knowing a single ER visit can exceed $3,800. Technology and AI tools are also influencing how people plan trips and choose coverage. As travel becomes more deliberate, insurance is shifting from a discretionary extra to a core part of trip planning.