Travelers Insurance Beats Profit Estimates on Strong Underwriting Performance

21 January 2026

Travelers Insurance exceeded Wall Street expectations for Q4 profits, driven by improved underwriting and higher investment returns. Net premiums written rose 1% to $10.86 billion, while the company maintained strict risk discipline, reducing exposure to high-catastrophe accounts. Catastrophe losses totaled $95 million before taxes, mainly from winter storms, but the underlying combined ratio improved to 82.2%, indicating strong profitability. Net investment income grew 10% to $867 million, contributing to a core net income of $2.51 billion, or $11.13 per share, surpassing analysts’ average estimate of $8.85 per share.

Aldagi Introduces Mandatory Travel Insurance for Visitors to Georgia

21 January 2026

Starting 1 January 2026, Georgia requires all international visitors to have travel insurance covering emergency medical expenses. Aldagi offers a fully compliant policy providing coverage up to GEL 30,000, including hospital and outpatient care, dental services, repatriation, and accident insurance. Tourists up to age 70 can purchase the policy online, with instant activation, 24/7 support, and options for deductible or non-deductible coverage. The insurance ensures visitors can travel to Georgia confidently, meeting local legal requirements for entry.

Thailand Considers Mandatory Rail Travel Insurance After Nakhon Ratchasima Crash

20 January 2026

Following a deadly train accident in Nakhon Ratchasima on 14 January that killed 30 people and injured 69, Thailand’s Transport Ministry is considering mandatory rail travel insurance. Officials may bundle insurance into ticket fares and require rail operators to purchase passenger coverage, ensuring clear compensation for victims. Families of the deceased have received Bt1.49 million each, while injured passengers are fully covered under an existing insurance policy exceeding Bt583 million. The new measures are expected to be implemented ahead of the Songkran festival in April.