Philippine Embassy warns UAE residents of Georgia’s new mandatory travel-insurance rule

28 January 2026

The Philippine Embassy in Abu Dhabi has warned Filipino and UAE-based travelers that Georgia now requires all visitors to carry health and accident insurance, effective January 1, 2026, with a minimum coverage of 30,000 GEL (about AED 41,000). Travelers must present an English- or Georgian-language insurance certificate at the border, showing coverage dates, risks, and territorial validity. Airlines may deny boarding, and Georgian authorities can impose fines or refuse entry for non-compliance. The rule affects tourists, business travelers, and HR-managed corporate trips, particularly those involving winter sports. Exemptions apply to diplomatic staff, service-passport holders, and certain commercial drivers. Employers and travelers are advised to verify insurance policies meet the new requirements to avoid disruptions.

Assumptions riskier than age for travel insurance over 70

28 January 2026

Travelers over 70 should prioritize comprehensive travel insurance over cost, as risks like falls, medical emergencies, and undisclosed health conditions can lead to claims in the hundreds of thousands. Experts stress that age alone shouldn’t determine coverage; individual activity levels and health profiles matter more. Full disclosure of pre-existing conditions and ensuring family members know where insurance details are stored are critical. Certain activities, such as cruises or snow sports, may require additional coverage, as standard policies or Medicare do not cover shipboard or specialized medical costs. Choosing insurers with proven claims responsiveness and the ability to coordinate directly with hospitals can reduce stress and financial exposure. Ultimately, older travelers should focus on tailored coverage, understand the claims process, and use insurance as an active support tool rather than a last resort.

Edmond couple stranded in Mexico amid winter storm says travel insurance is worth it

25 January 2026

An Edmond couple, Ben Floyd and Maureen Moore, were stranded in Cancún, Mexico, after their return flights to Oklahoma were canceled due to a winter storm. While inconvenienced, they stayed positive, exploring local resorts and attractions like Isla Mujeres. Floyd, who has held travel insurance for 20 years, said it is helping cover some unexpected costs, though not all expenses. They praised the support from their employers and the care of their pets back home. The couple emphasized the importance of ensuring travel insurance covers necessary costs per night. Their earliest return flight will require a stop in North Carolina before reaching Oklahoma.