How Countries Are Expanding Healthcare Coverage

How Countries Are Expanding Healthcare Coverage

North Korea Plans Shift from “Free Care” to Mandatory Medical Insurance

20 January 2026

North Korea is preparing to replace its nominally free healthcare system with a mandatory medical insurance model, requiring employees to enroll and possibly deducting premiums from wages. The system may also cover dependents and retirees, while out-of-pocket costs could rise for hospitalization or specialized treatment. “Social security medical insurance cards” will track treatment records across clinics and hospitals, providing authorities with a centralized view of patient care. This reform aligns with recent expansions of hospitals and pharmacies and aims to stabilize medical expenses while maintaining the rhetoric of free care.

Report: 83% of Saudis and Residents Have Health Insurance

19 January 2026

A report by Knight Frank highlights that 83% of Saudi citizens and residents have health insurance, with 50% covered through family plans and 33% via individual programs. Despite strong coverage, the Kingdom faces a hospital bed shortage, particularly in Riyadh and Jeddah, and long-term care demand is expected to reach 24,400 beds by 2040. High-income Saudis prefer private hospitals near their homes, while middle-income areas still lack sufficient moderately priced facilities. The study identifies healthcare infrastructure as a major investment opportunity for both local and international operators, particularly in luxury, specialist, and same-day care centers. Government reforms aim to attract global healthcare providers and expand capacity to meet growing demand.

Health Insurance in Spain for Expats: What You Need to Know

19 January 2026

Spain is a popular destination for expats, and having the right health insurance is an essential part of settling in. The country offers both a high-quality public healthcare system and a wide range of private insurance options. Employed residents who contribute to social security can access public healthcare at little or no cost, while others may need private insurance to meet visa or residency requirements. Many expats choose private coverage for shorter waiting times and access to English-speaking doctors. Overall, Spain’s healthcare system is considered one of the best globally, providing reliability and peace of mind for newcomers.

How to Access Your Health Insurance Using Emirates ID in the UAE

17 January 2026

In the UAE, health insurance policies are digitally linked to Emirates IDs, allowing hospitals and clinics to verify coverage even if the physical insurance card is unavailable. Policyholders can check their insurance details online via their provider’s website, through mobile apps, or by calling customer service using their Emirates ID. This system provides access to benefits, pending approvals, and the network of covered medical facilities. Employers are legally required to provide health insurance for employees, with coverage rules varying across Abu Dhabi, Dubai, and the northern emirates. The initiative is part of the UAE’s broader effort to digitize services and streamline healthcare access.

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