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Starting in 2026, Florida will implement new laws regulating pet insurance and tracking animal cruelty. HB 655 establishes a framework for pet insurance, including consumer protections, required disclosures, and definitions for pre-existing conditions and wellness programs, reflecting a 20% annual growth in coverage, mostly for dogs. HB 255, “Dexter’s Law,” mandates an online database of individuals convicted of animal cruelty, increasing penalties for severe offenses. These measures aim to protect both pets and consumers and respond to high-profile cruelty cases.
Healthy Paws, a U.S. pet insurance provider, donated $275,000 to seven animal rescue organizations through the Healthy Paws Pet Foundation at Chubb. The contributions will help expand lifesaving programs, support pets with medical and behavioral needs, and increase adoption opportunities. Recipient organizations include Brother Wolf Animal Rescue, Morris Animal Refuge, and Luck’s Rescue, among others. Healthy Paws emphasizes its commitment to supporting pets and pet owners from adoption through ongoing care, reflecting its broader mission of accessible veterinary coverage.
The global pet insurance market, valued at USD 14.2 billion in 2025, is projected to grow to USD 46.8 billion by 2035, driven by rising pet ownership, increasing veterinary costs, and the trend of treating pets as family. Dogs dominate the market due to high populations and chronic health risks, while wellness-focused and comprehensive policies are increasingly popular. North America leads the market, with Asia-Pacific showing the fastest growth due to rising pet adoption and digital insurance platforms. Key players like Trupanion, Nationwide, and Fetch by The Dodo are driving innovation through digital services, telehealth integration, and customizable coverage. Overall, expanding awareness, technological adoption, and preventive care offerings are fueling long-term market growth.
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